A MAP has revealed where Lloyds Banking Group is shutting 20 branches next month.
In line with many other UK banks, Lloyds and its subsidiaries are increasingly focusing on a shift towards digital banking.
As a result, the banking group will be closing 20 branches across England and Scotland next month.
Lloyds Bank is closing 13 locations, including branches in Surbiton, Newquay and Ealing, between March 3 and March 31.
Halifax will shut an additional six sites, with closures in Portsmouth, Camberley and Didcot scheduled between March 4 and March 27.
Meanwhile, Bank of Scotland will close a single branch in Montrose, Angus, on March 10.
Last month, the banking giant announced plans to enable customers to access services at any branch regardless of which brand they bank with.
For example, this means that a Lloyds Bank customer will be able to access the same services when visiting Halifax and Bank of Scotland branches, and vice versa.
Lloyds has also stated that increasing its mobile app user base is a key priority, and recently highlighted the development of updated mobile apps for Halifax and Bank of Scotland.
Since June 2022, Lloyds Banking Group has shut 537 bank branches across its three brands.
A further 203 branches are set to close by 2026.
The banking group currently operates out of 932 branches across the UK, according to trade union Accord.
What’s happening at other banks?
Customers are increasingly turning to online banking to manage their finances while banks and building societies look for ways to cut costs.
Since 2022, UK bank branches have seen widespread closures, with Barclays leading the way with 394, followed by Lloyds Bank (270), NatWest (243), and Halifax (197), according to ATM operator LINK.
Looking ahead to 2025, Lloyds Bank has the most planned closures (97), significantly more than Halifax (80) NatWest (54), Bank of Scotland (26) and TSB (11).
Several banks, including HSBC and Nationwide have no current plans to close further branches in 2025.
What to do if your local bank is set to close
There are still a number of ways people can access basic banking services without having to venture to another town with a branch.
You can use one of the Post Office’s 11,684 branches to perform basic banking tasks — but not to open new bank accounts or take personal loans and mortgages.
You can find your nearest Post Office branch by visiting postoffice.co.uk/branch-finder.
Meanwhile, many banks offer a mobile banking service – where they bring a bus to your area offering services you can usually get at a physical branch.
Other banks use buildings such as village halls or libraries to offer mobile banking services.
It’s worth contacting your bank to see what mobile services they have available, and when they might next be in your area.
New super ATMs are being rolled out across the UK where branch closures have left residents unable to access essential banking services.
These ATMs will allow customers to withdraw funds, access their balance, change PIN numbers and deposit cash.
Bank of Scotland, Barclays, Halifax, Lloyds, NatWest, Royal Bank of Scotland and Ulster Bank are already signed up to allow deposits, at the super ATMs.
Banking hubs are also being opened across the UK with 250 set to be available by the end of 2025.
These sites typically feature a counter service operated by the Post Office as standard, enabling customers to conduct routine banking transactions conveniently.
Each hub also has a private area where customers can consult with staff representing their banks for more complex matters.
What services do banking hubs offer?
BANKING hubs offer a range of services to bridge the gap left by the closure of local branches.
Operated by the Post Office, these hubs allow customers to perform routine transactions such as deposits, withdrawals, and balance enquiries.
Each hub also features private booths where customers can discuss more complex banking matters with staff from their respective banks.
Staff from different banks are available on a rotational basis, ensuring that customers have access to a wide range of banking services throughout the week.
Additionally, customers can receive advice and support on various financial products and services, including loans, mortgages, and savings accounts.
